By Removing the Limit of 12 Crores by Central Bank

The New Cap of 15 and 20 Crores,  Increasing the Limit of Real Estate Loans
October 6th, 2023

Kathmandu : Nepal Central Bank has decided to remove the limit of 120 million for share mortgage loans, which investors have been demanding for a long time. However, instead of Rs.12 crore cap has been maintained by setting an individual limit of Rs.15 crore and an institutional limit of Rs.20 crore.

Individuals will get loans of up to 150 million rupees and institutions will get loans of up to 20 million rupees through the monetary policy of the central bank. Central Bank has increased the limit of share mortgage loans by revising the integrated guidelines. Also, the National Bank has decided to increase the loan limit for real estate to 50 percent.

With the new system, it can be expected that the general loan limit in the stock market will be increased and there will be some movement. However, since the cap is still in place, investors have expressed complaints on social media that it is not as expected.

 

 

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