Sanima Reliance Introduces ‘Dhan Sanchaya’ Life Insurance Plan for Lifelong Financial Security
Kathmandu – Sanima Reliance Life Insurance has launched a new life insurance plan titled ‘Dhan Sanchaya’ Life Insu plan aimed at providing individuals and their families with long-term financial security through a unique combination of savings and protection.
This plan has been designed to address the growing concerns around financial stability in the face of life’s unpredictable events such as illness, accidents, and natural disasters.
With this insurance policy, individuals can enjoy financial security even in the absence of regular income. The plan allows for disciplined savings, which are returned with a bonus after a certain period. Moreover, in the event of the policyholder’s death, the family receives the insured amount, ensuring their continued financial safety.
One of the highlights of the plan is its long-term approach to financial stability. It offers two payouts: one upon maturity of the policy and another when the insured reaches 100 years of age. Even after the policy term ends, the insurance continues to offer coverage.
Policyholders can choose insurance durations of 5 to 30 years and select payment terms from 5 to 25 years, including the option of a one-time lump sum premium. The entry age ranges from 18 to 65 years, with a minimum sum assured of NPR 50,000. The maximum sum assured is determined based on the applicant’s income.
The plan also includes additional benefits for those who opt to pay a slightly higher premium. In the case of accidental death, the nominee receives up to double the sum assured. If the insured suffers total permanent disability, they receive the sum assured in monthly installments for 120 months, and all future premiums are waived. This waiver also applies if the insured becomes completely disabled due to an accident.
Sanima Reliance Life Insurance, recognized for its strong financial foundation and transparent operations, continues to identify the evolving needs of Nepali society and respond with innovative insurance products. The company assures that policies are fully secure, supported by sound institutional governance.