Non-Life Insurance Companies Invest Over Rs 67 Billion in FY 2081/82

Kathmandu — Non-life insurance companies in Nepal have invested more than Rs 67.23 billion across various sectors during the fourth quarter of the last fiscal year 2081/82, according to the latest data published by the Nepal Insurance Authority. The 14 insurers under the regulatory body have been expanding their investment scope beyond fixed deposits in line with the Authority’s investment guidelines, channeling funds into more diverse and productive areas of the economy.

Siddhartha Premier Insurance emerged as the largest investor among non-life insurers, with a total of Rs 7.99 billion directed toward sectors such as education, banking, and infrastructure. The government-owned Rastriya Beema Company followed closely with investments worth Rs 7.77 billion, while Sagarmatha Lumbini Insurance allocated Rs 7.27 billion during the same period. Himalayan Everest Insurance also reported significant investment, totaling Rs 5.15 billion.

Other insurers, including Neco Insurance with Rs 6.48 billion, Shikhar Insurance with Rs 4.89 billion, IGI Prudential Insurance with Rs 4.80 billion, and Nepal Insurance with Rs 4.43 billion, also expanded their investment portfolios. Similarly, the Oriental Insurance deployed Rs 3.24 billion, NLG Insurance Rs 3.88 billion, Sanima GIC Insurance Rs 3.46 billion, and United Ajod Insurance Rs 3.76 billion. Prabhu Insurance reported the lowest level of investment at Rs 1.17 billion.

According to data, out of the total investments, Rs 51.92 billion was placed in term deposits with commercial banks, development banks, and finance companies licensed by Nepal Rastra Bank. Additionally, Rs 4.42 billion was invested in shares of listed companies, while Rs 2.89 billion was allocated to preference shares, bonds, and debentures issued by banks and financial institutions. Investments also included Rs 1.72 billion in citizen investment trust and mutual funds, Rs 294.3 million in investment companies, Rs 14.8 million in unlisted public companies, and Rs 1.25 billion in sectors such as tourism, industry, solar energy, cable cars, education, and health.