Rastriya Beema Sansthan Life’s Profit Drops 74%, Paid-Up Capital Remains at Rs 180 Million

Kathmandu — Rastriya Beema Sansthan has published its third-quarter financial results for the current fiscal year 2025/2026 (2082/83), reporting a sharp decline in profitability despite growth in premium income.

According to the company’s financial statement, net profit fell by 74% year-on-year to Rs 4 million during the review period. The state-owned life insurer had earned Rs 15.4 million in profit during the same period last fiscal year.

Net earned premium income, however, increased by 17% compared to the previous fiscal year, reaching Rs 9.12 billion by the end of the third quarter.

Commission expenses paid to insurance agents also rose by 2% year-on-year to Rs 143.3 million.

The company’s paid-up capital stands at Rs 180 million. It has maintained Rs 31.6 million in its catastrophe reserve fund and Rs 67.66 billion in its insurance fund.

Earnings per share (EPS) stood at Rs 1.66 during the review period.