Commercial Banks Earn Rs 142.68 Billion in Net Interest Income in Nine Months, Nabil Bank Tops the List

Kathmandu — Net interest income of commercial banks climbed to Rs 142 billion by the end of the third quarter of fiscal year 2025/26. The 20 operating commercial banks collectively earned Rs 142.68 billion in net interest income during the first nine months of the fiscal year.

This marks a 2.09% increase compared to the same period of fiscal year 2024/25, when banks had reported Rs 139.76 billion in net interest income over nine months.

Interest income declined at seven banks and increased at 13. Nabil Bank posted the highest earnings, generating Rs 12.45 billion over the nine-month period, up 3.36% year-on-year.

Global IME Bank reported a 3.51% decline in net interest income to Rs 11.88 billion by the end of the third quarter, while Nepal Investment Mega Bank saw a 7.13% drop to Rs 9.57 billion.

Kumari Bank recorded a 17.80% increase to Rs 9.30 billion, and Rastriya Banijya Bank posted a 22.58% rise to Rs 8.70 billion. Laxmi Sunrise Bank reported a marginal 0.22% decline to Rs 7.87 billion. NMB Bank’s income rose 13.68% to Rs 7.37 billion, Nepal Bank’s increased 2.99% to Rs 7.31 billion, and Prabhu Bank’s edged up 1.36% to Rs 7.18 billion. Prime Bank reported a 2.70% increase to Rs 6.84 billion, while Everest Bank’s income rose 1.33% to Rs 6.83 billion.

Himalayan Bank posted an 11.87% decline, with net interest income standing at Rs 6.83 billion for the nine-month period.

Agricultural Development Bank reported a 10.69% increase to Rs 6.63 billion, while Siddhartha Bank’s income rose 3.04% to Rs 6.52 billion. In contrast, NIC Asia Bank recorded a sharp 20.78% decline to Rs 6.30 billion.

Among other banks, Sanima Bank earned Rs 5.16 billion, Citizens Bank Rs 4.67 billion, Machhapuchchhre Bank Rs 4.39 billion, Nepal SBI Bank Rs 3.86 billion, and Standard Chartered Bank Rs 2.91 billion in net interest income.