National Life’s Insurance Fund Crosses Rs 100 Billion, Profit Exceeds Rs 410 Million

Kathmandu — National Life Insurance has crossed the Rs 100 billion milestone in its life insurance fund for the first time in the company’s history.

According to the company’s third-quarter financial statement for the current fiscal year, National Life’s life insurance fund reached Rs 100.51 billion by mid-April 2026. During the same period last year, the company had maintained a life insurance fund of around Rs 81 billion.

With this achievement, National Life has become the third life insurance company in Nepal to enter the “Rs 100 billion club.” Previously, Nepal Life Insurance and Asian Life Insurance had already surpassed the Rs 100 billion mark in life insurance funds.

The company also reported a modest increase in profitability during the review period. Net profit rose to Rs 416.6 million, compared to approximately Rs 400 million recorded during the same period of the previous fiscal year.

National Life’s total income stood at Rs 21.12 billion during the first nine months of the current fiscal year, up from Rs 19 billion a year earlier.

The company’s total expenses also increased, reaching Rs 20 billion during the review period, compared to Rs 18.32 billion recorded in the previous fiscal year.

Income generated from investments declined slightly during the period. Investment income fell to Rs 4.22 billion from Rs 4.33 billion recorded a year earlier. However, income generated from insurance policyholders increased from Rs 850 million to Rs 920 million.

National Life earned Rs 16 billion in insurance premium income during the first nine months of the current fiscal year, compared to Rs 14.26 billion during the same period last year.

The company reported earnings per share (EPS) of Rs 9.95, while net worth per share stood at Rs 130.39. Its per-share total asset value was recorded at Rs 1,992.86.