Life Insurers’ Policyholder Funds Rise 17%; Nepal Life Leads in Size, IME and Citizen Post Fastest Growth

Kathmandu – Nepal’s life insurance industry recorded a 17 percent increase in life insurance funds compared with the previous year, reflecting continued growth in long-term policyholder reserves.

By the end of FY 2025/26 (2082/83), life insurance companies had accumulated a combined NPR 904 billion in their life insurance funds. During the same period of the previous fiscal year, the total stood at NPR 768 billion.

In terms of growth rate, IME Life Insurance, Citizen Life Insurance, and Prabhu Mahalaxmi Life Insurance emerged as the strongest performers.

IME Life recorded the highest growth in insurance fund accumulation, with its fund increasing by 42 percent year-on-year. Citizen Life followed with 36 percent growth, while Prabhu Mahalaxmi Life posted a 32 percent increase.

At the other end of the spectrum, Rastriya Jeevan Beema Company recorded the slowest growth, with total life insurance funds reaching NPR 67 billion.

In terms of total fund size, Nepal Life Insurance remained the industry leader, with NPR 265 billion accumulated in its life insurance fund, maintaining the largest policyholder reserve base among Nepal’s life insurers.