Microfinance Sector Profits Surge 43%; 40 Companies Report Growth While 10 See Decline

Kathmandu — Most microfinance financial institutions in Nepal have reported a strong improvement in earnings by the third quarter of fiscal year 2025/26 (2082/83). According to the unaudited financial statements released by all 50 listed microfinance companies, the sector’s combined net profit rose by 43.16% year-on-year to NPR 7.24 billion, compared to NPR 5.06 billion during the same period last year.

Among all institutions, Chhimek Laghubitta posted the highest net profit at NPR 906.4 million. It was followed by Deprosc Laghubitta with NPR 680.1 million, Jeevan Bikas Laghubitta with NPR 626.9 million, National Laghubitta with NPR 588.6 million, and Sana Kisan Bikas Laghubitta with NPR 483.2 million in net earnings.

Similarly, Swabalamban Laghubitta earned NPR 322.7 million, while Grameen Bikas Laghubitta posted NPR 301.5 million in profit. Global IME Laghubitta reported earnings of NPR 219.5 million, followed by Swarojgar Laghubitta with NPR 210.2 million and Suryodaya Womi Laghubitta with NPR 189.3 million.

Other strong performers included Asha Laghubitta, which recorded NPR 176.2 million in net profit, Forward Microfinance with NPR 162.8 million, Nirdhan Utthan Laghubitta with NPR 155 million, Mero Microfinance with NPR 148.5 million, Nesdo Samriddha Laghubitta with NPR 142.2 million, and Sampada Laghubitta with NPR 132.4 million.

Likewise, Mahuli Laghubitta earned NPR 122.8 million, while First Microfinance reported NPR 113.7 million in profit. NIC Asia Laghubitta posted earnings of NPR 106.9 million, followed by Abhiyan Laghubitta with NPR 98.5 million, Aarambha Chautari Laghubitta with NPR 93.7 million, NMB Laghubitta with NPR 87 million, Samata Gharelu Laghubitta with NPR 82.3 million, and Himalayan Laghubitta with NPR 81 million.

Meanwhile, Infinity Laghubitta reported a net profit of NPR 75.8 million, followed by Mithila Laghubitta with NPR 73.6 million, Matribhumi Laghubitta with NPR 71.2 million, RSDC Laghubitta with NPR 65.6 million, Nadep Laghubitta with NPR 65.1 million, Ganapati Laghubitta with NPR 61 million, and Samudayik Laghubitta with NPR 58.8 million.

In the same period, Laxmi Laghubitta earned NPR 57.2 million, while Mahila Laghubitta posted NPR 55 million in profit. CYC Nepal Laghubitta reported earnings of NPR 53.4 million, followed by Atmanirbhar Laghubitta with NPR 48.4 million, Support Laghubitta with NPR 46.8 million, Unnati Sahakarya Laghubitta with NPR 44.3 million, Nerude Mirmire Laghubitta with NPR 43.8 million, Swabhiman Laghubitta with NPR 43.7 million, and Gurans Laghubitta with NPR 40.3 million.

Among the smaller profit earners, Upakar Laghubitta posted NPR 30.6 million, Dhaulagiri Laghubitta earned NPR 18.2 million, Srijanshil Laghubitta recorded NPR 16.4 million, Kalika Laghubitta earned NPR 14.7 million, Unique Nepal Laghubitta posted NPR 13.5 million, Manushi Laghubitta earned NPR 13.2 million, Janautthan Samudayik Laghubitta recorded NPR 10.3 million, Swastik Laghubitta earned NPR 9.2 million, and Wean Nepal Laghubitta posted NPR 8.6 million in profit.

However, Vijaya Laghubitta slipped into a loss of NPR 2.6 million by the third quarter of the current fiscal year. During the same period last year, the company had reported a profit of NPR 78.1 million.

Several microfinance companies recorded exceptionally strong growth in profits during the review period. Notably, Infinity Laghubitta, NIC Asia Laghubitta, Mahuli Laghubitta, Janautthan Samudayik Laghubitta, Nadep Laghubitta, and Forward Microfinance posted significant increases in earnings.

On the other hand, financial statements show declines in profits at Nirdhan Utthan Laghubitta, Kalika Laghubitta, Unique Nepal Laghubitta, Mahila Laghubitta, and Nerude Mirmire Laghubitta.